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Long Term Care & Disability Publications
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Click here to go back to Publications.
A Consumer's Disability Insurance Guide &
Filing Your Long-Term Disability Claim or Appeal with
- Your Disability Insurer
- The Social Security Administration
A Consumer's Disability Insurance Guide will help you stay focused and productive as you go through the arduous Long Term Disability (LTD) claims process. Our objective is to help create a vision of opportunity in your new life as a disabled person.
Many Long Term Disability claims are denied needlessly. Reviewing Filing Long Term Disability Claims will help you present your LTD claim to your insurer effectively. "Doing it right" the first time is imperative.
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$39.95
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| To purchase the e-book at a cost of $39.95 click on Buy Now above, you will then be directed to Paypal.
Once your transaction is completed with Paypal, a PDF file labeled 'A Consumer's Disability Insurance Guide E-Book.FINAL.2' will be shown. Click on the PDF file to download and save to your computer. The e-book is 213 pages (includes the complimentary Special Report on AccessABLE Travel) which you can print or read from your computer. |
Purchase a Consumer's Disability Insurance Guide in a spiral bound book at a cost of $59.95 plus $9.95 for Shipping & Handling
$69.90 including Shipping and Handling
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Social Security Disability claims require extensive medical documentation. If your disability can be expected to continue beyond 5 months, Filing a Social Security Disability Claim can guide you through the maze.
Long Term Disability Claims are often denied unnecessarily. If your disability claim is denied, do you understand the appeals process? Filing a Long Term Disability Claim Appeal requires specific documentation as well as a complete understanding of your rights.
If your Social Security disability claim is denied, you'll need to be successful confronting what might be referred to as an uphill "battle" called the Appeals & Hearing process. When Your Social Security Disability Claim is Denied offers valuable guidance.
The chances of someone as young as 40 years old facing a long term disability (lasting 90 days or longer) before age 65 is almost 20 percent!! Disability is seven times more likely than death to occur during a working career!! Is there anything that can be more devastating and disruptive than to become totally disabled? You'll need to insure your income against the risk of a Long Term Disability. A Guide to the Purchase of Disability Insurance will help you make the right choices.
Should your disability reach the stage of a permanent disability, you'll want to understand your legal rights as a disabled person. The Rights of the Disabled will be important as you enter this new phase of life. Individuals with disabilities who want to work must be given an equal opportunity to work.
A Guide for People with Disabilities Seeking Employment answers questions you may have about your employment rights under the Americans with Disabilities Act.
Are you aware that partial disability can lead to termination of your employee benefits?! Will your LTD premiums be paid if you're partially disabled? What happens to your Group Life Insurance when disabled? How do you continue it? Working When Disabled: Implications/Complications provides vitally important insights.
Now that you're recovering from a heart attack, you'll need to maintain your health. Can you improve your health, to avoid adding to your medical difficulties? Should you Exercise When Disabled? The answer is absolutely, perhaps even more than you did before you became disabled.
Learning to travel when disabled will present new challenges. You will soon find how accommodating the airlines and other modes of transportation can be. There is a substantial selection of access-able hotels, even bed & breakfast's, when you know where to access them. Traveling When Disabled will give you an accessible roadmap to follow.
A disabled homemaker confined to a wheelchair will have great difficulty doing just routine chores around the house. Access-ABLE Housing For Families w/Disabilities gives suggestions on adapting the home.
The word "disaster" has dominated the news recently and certainly since 2001. Regardless of whether it's a hurricane, an earthquake or an act of terrorism; Disaster Preparedness is a must for everyone. With special needs, you'll need to take additional steps to protect you and your household as outlined in our Disaster Preparedness with Special Needs.
Life goes on for everyone. Your nondisabled life was yesterday. Today is now and tomorrow brings many new opportunities. As you recover from the impact of becoming disabled, you can look forward to exploring some of the opportunities of a disabled life. Again, as we've said before, our primary objective is to help create a hopeful vision in your new life as a disabled person.
| To purchase the e-book at a cost of $39.95 click on Buy Now above, you will then be directed to Paypal.
Once your transaction is completed with Paypal, a PDF file labeled 'A Consumer's Disability Insurance Guide E-Book.FINAL.2' will be shown. Click on the PDF file to download and save to your computer. The e-book is 213 pages (includes the complimentary Special Report on AccessABLE Travel) which you can print or read from your computer.
|
Purchase a Consumer's Disability Insurance Guide in a spiral bound book at a cost of $59.95 plus $9.95 for Shipping & Handling
$69.90 including Shipping and Handling
|
Order within the next 30 days and receive a complimentary Special Report on AccessABLE Travel.....
Click here to go back to Publications.
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Here is what the experts have to say about our book....click here
Our Consumer's Disability Insurance Guide e-book is in Adobe PDF format. Click the icon to download Acrobat Reader software for free.
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What our Consumer's Disability Insurance Guide can help you with...
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•THE MOST IMPORTANT FACTOR INFLUENCING YOUR LIKELIHOOD OF COLLECTING BENEFITS, an Insiders TIP
•SSR 99-2P: Chronic Fatigue Syndrome Patients now have a much better chance of collecting Social Security Disability benefits
•The uniqueness of Chronic Fatigue, Carpal Tunnel Syndrome, Fibromyalgia and other "soft tissue" disability claims - little known strategies for overcoming the LTD claims obstacles
•Understand the group LTD mental/nervous disorder restrictions and the inherent danger for CFIDS claimants
•Tips on the most common mistakes claimants make....and how to avoid them
•Why your Doctor has to help you (and may not want to)
•The "dark side" of disability claims revealed
•Know when its time to, and when not to, consult an attorney
•Techniques on communicating effectively with your claims examiner
•Independent Medical Exams (I.M.E.'S).....Friend or Foe?
•Group LTD vs. individual coverage, which is better and when, the "Bottom-line" tips
•Experts tips on creating a "seamless" disability insurance program
•An Insiders Guide to purchasing disability Insurance
•Learn how Social Security impacts your group LTD benefits
•Understanding the "myth" of 60% LTD benefits
•Tax Free disability benefits, a little known strategy (IRS Private Letter Ruling #200305013)
•Consultants guide to filing your LTD claim "right" the first time
•Your right to question the decision made on your claim
•Key criteria for appealing Social Security disability claims
•How an RFC can improve your chances of collecting benefits
•Consultative Examinations, WHAT TO EXPECT
•Understanding the appeal process - what to do if your claim is denied
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Your nondisabled life was yesterday. Today is now and tomorrow brings many new opportunities. As you recover from the impact of becoming disabled, you can look forward to exploring some of the opportunities of a disabled life. Learning to travel when disabled will present new challenges. You will soon find how accommodating the airlines and other modes of transportation can be. There is a substantial selection of accessABLE hotels, even bed & breakfasts; when you know where to access them. Our Special Report on AccessABLE Travel will give you an AccessABLE roadmap to follow.
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